Pre-approvals and First Time Buyers

Pre-approvals and First Time Buyers

Important information for Kelowna mortgage pre-approvals and first time buyers

Before you start the Kelowna house hunting process, there’s one essential step to save you time and make it a lot smoother. Get pre-approved for a mortgage now. Don’t wait until you find your dream home to start the process or you could lose out.

In the last couple years, Kelowna has been a hot seller’s market. Pre-approved mortgages help you and your realtor stay competitive, getting offers in and accepted quicker by the seller.

Whether you’re a first time Kelowna home buyer, new to Canada, employed or self-employed, there are crucial, often confusing, factors to consider when shopping for a mortgage.

Did “life happen” and you have credit issues? Let’s deal with those issues and get you on the right track.

An experienced Kelowna mortgage broker has an in- depth understanding about the various mortgage products on the market specifically tailored to each type of homebuyer.

I’m your guy!

With access to multiple lenders, I negotiate and structure deals for every type of Kelowna homebuyer.

Pre-approved mortgages not only focus your housing search within a certain budget but will also outline expected monthly payments. Another significant benefit is being locked into a low rate in case of increases or changes to mortgage rules.

Applying for mortgage pre-approval is free and does not commit you to any financial agreements.

Submit your application online today.

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