4 Signs You’re Ready for Homeownership

Buying your first home is a big deal. And while you may feel like you’re ready to take that step, here are 4 things that will prove it out. 1. You have at least 5% available for a downpayment. To buy your first home, you need to come up with at least 5% for a […]

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  • May 12, 2021
  • Blog

Finance Your Home Renovations

If you’re looking to do some home renovations but don’t have all the cash up front to pay for materials and contractors, here are a few ways to use mortgage financing to bring everything together. Existing Home Owners – Mortgage Refinance Probably the most straightforward solution, if you’re an existing homeowner, would be to access […]

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  • May 4, 2021
  • Blog

An Overview of the Home Buying Process

If you’re in the early stages of planning to buy either your first home or your next home, you’ve come to the right place! Even if you’ve been through it before, the home buying process can be daunting, but it doesn’t have to be when you have the right people on your side! The purpose […]

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  • April 28, 2021
  • Blog

Bank of Canada Rate Announcement Apr 21st, 2021

Bank of Canada will hold current level of policy rate until inflation objective is sustainably achieved, adjusts quantitative easing program.   FOR IMMEDIATE RELEASE Media Relations Ottawa, Ontario April 21, 2021 The Bank of Canada today held its target for the overnight rate at the effective lower bound of ¼ percent, with the Bank Rate […]

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  • April 21, 2021
  • Blog

Unsure About the Housing Market? Let’s Talk.

If you’ve been thinking about buying a property, whether that be your first home, next home, forever home, or a home to retire into, the current state of the Canadian economy might have you wondering: Is this really the right time to make a move? There is certainly no shortage of doom and gloom in […]

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  • April 14, 2021
  • Blog

GDS/TDS Ratios Explained

One of the major qualifiers lenders look at when considering your application for mortgage financing is your debt service ratios. Now, before we get started, if you prefer to have someone walk through these calculations with you, assess your financial situation, and let you know exactly where you stand, let’s connect. There is no use […]

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  • April 7, 2021
  • Blog

Should You Get Preapproved For A Mortgage?

If you’re thinking about buying a property, but you’re not sure where to start, you’ve come to the right place! Let’s discuss how getting preapproved is one of the first steps in your home buying journey. Just like you wouldn’t go into a restaurant without knowing if you have enough money to buy your meal, […]

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  • March 31, 2021
  • Blog

What is a “No-Frills” Mortgage?

A no-frills service or product is where non-essential features have been removed from the product or service to keep the price as low as possible.  And while keeping costs low at the expense of non-essential features might be okay when choosing something like which grocery store to shop at, which economy car to purchase, or […]

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  • March 24, 2021
  • Blog

3 Questions To Ask Yourself Before Listing Your Home!

Deciding to list your home for sale is a big decision. And while there are many reasons you might want/need to sell, here are 3 questions you should ask yourself and have answers to before you take that step.  What is my plan to get my property ready for sale? Assessing the value of your […]

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  • March 17, 2021
  • Blog
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