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Opening Hours (By Appointment Only):

Monday	8:30 am – 5:00 pm
Tuesday	8:30 am – 5:00 pm
Wednesday	8:30 am – 5:00 pm
Thursday	8:30 am – 5:00 pm
Friday	8:30 am – 5:00 pm
Saturday	8:30 am – 5:00 pm
Sunday	Closed

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About Ric!

Ric Lazare - Mortgage Broker Kelowna

5.0

Based on 117 reviews

review us on

Kim Hancharuk

20:07 03 Nov 22

We recently worked with Ric at Lazare Mortgage Group and were very impressed with his knowledge of different products. Not only does he offer the opportunity to work with standard lenders, but also a selection of alternative lenders. Ric has kept us updated throughout the whole process and replies to all communications promptly. I would highly recommend Ric and Lazare Morgage Group if you're in search of a Mortgage Broker in Kelowna.

Brittany MacLeod

18:12 27 Sep 22

I was on the hunt to purchase my first home. I was searching for a Mortgage Broker in Kelowna because qualifying for a mortgage turned out to be seemingly impossible. The combination of rising interest rates, the crazy housing market peak in early 2022, and the fact that I am a single women applying on my own was making this very difficult. Ric Lazare and his team made the impossible possible. It has been a dream come true. Throughout the entire process Ric has been very personable and timely. Once the offer was accepted Ric had just 14 days to get a mortgage financed. He patiently took my endless phone calls and explained every detail of the process. He is very well organized and made gathering documents easy. Ric was I was able yo remove conditions (including financial acceptance) in just 13 days. My first home is now financed and possession is this week. I couldn't be happier with Ric Lazare Kelowna Mortgage Broker.

Pamela Mejia

20:31 25 Aug 22

Ric’s slogan is “ I know a guy “It should say “ I know the perfect guy “There are 3 key elements for a successful business ..Communication , Creativity & DeliveryRick exceeded these points 10 foldWhenever I had any questions for Ric he always got back to me the same day or let me know he is looking into it ..If & when you are looking for a Kelowna Mortgage Broker , there is ONLY one guy to call Ric Lazare!Thanks again RicBrent & Pam

Jonathan Osman

02:20 17 Aug 22

Ric Lazare - amazing Kelowna mortgage broker! It has been two years since I last used Ric’s services, so ample time to see how good his advice was. The first time I used Ric he recommended a variable rate mortgage, the second time a fixed rate. Both decisions have proved to be spot on. But not just that, I recently ported a mortgage and our friends are envious of cheap that was. So not only did Ric recommend the right type of mortgage, but he found a great rate and a product that allowed us to change our plans without costing much.

Brennan Bohmer

01:54 14 Jul 22

Our Realestate purchase was unconventional and complex, at least for me. Ric rose to the occasion and was available to communicate with our lawyers at all times to get us through to completion. We were very impressed with Ric’s professionalism and patience. It’s very helpful to find a broker that can communicate on the same frequency as your lawyers, and Ric is one of them.

Rick Midnight

00:20 06 Apr 22

Just finished securing my 3rd property financing with Ric and I'm extremely grateful for having him on my real estate team. Ric is ALWAYS on the ball with every little detail and great communication along every step of the financing process. (WAY better than some of the other brokers I've worked with). With so much on the line and time constraints these days with financing, its great to know I have a real team player guaranteeing I get the deal together and across the finish line on time. Thanks again Ric! Looking forward to the next deal!

Lisa Breland

22:39 31 Mar 22

Ric was amazing to work with! As a first time home buyer, I was feeling nervous. Ric took the time to answer all my questions, was patient and guided me step by step through the whole process. He helped make my home buying experience feel manageable and exciting, by helping to take away the worry of the unknown. I would highly recommend Ric!

Danielle Basler

15:39 01 Jun 20

Ric's patience in guiding us two novice homebuyers through the process is very much appreciated. He's always there to answer questions and guide in the right direction. I always recommend Ric and Holly. When it came time to get a mortgage for myself, they went above and beyond, just like I knew they would. Thank you for everything!

Craig Mihaychuk

20:43 27 Mar 20

Ric and his team were great to work with and handled all the small but important details in the home buying process. I would recommend him to anyone and everyone. See you at renewal time Ric!!

Christine Cloutier

22:17 03 Feb 20

Ric is very professional and never gave up the ball until the end of our multiples real estate transactions! He was on top of everything from the beginning to the end with a clear communication! I strongly recommand him for your real estate deal.

Derek Martin

18:04 13 Dec 19

Looking for an independent mortgage broker who puts your needs first; look no further. Ric's knowledge about the mortgage markets is top-notch and his customer service & communications skills are sure to impress! A+"

Ryan Olson

23:36 13 Nov 19

Ric has helped us secure financing for our last 2 homes, and both times we couldn't have been happier with his and his teams service. He ensured we had all of the information we needed to make an informed decision before putting an offer in, and was quick to respond to any questions as well as provide any necessary guidance. I highly recommend using Ric as a mortgage broker. He has lifelong clients in us.

Luc

01:06 25 Oct 19

Ric did a great job helping us do our interprovincial mortgage. I’d Definitely recommend him.

Brian Kent

17:29 24 Oct 19

Go see Ric. He's great to work with on your mortgage needs. I found him to be very knowledgeable, very good with Communicating what he needs from you, how the process is going, and finding the best mortgage product that fits your needs.

Sean Frank

23:54 23 Oct 19

Ric helped me refinance my house, I knew what I wanted and outlined what I was after. After everything was completed Ric actually surpassed my plan and was able to do better than was expected. I strongly recommend his services.

Braeden Pistawka

20:28 31 Aug 19

Couldn't be happier with the team at Xeva. Ric and Sandra made me feel heard, and worked tirelessly to help me achieve my goal. Excellent communication and expert knowledge, I would highly recommend Ric to all!! Thanks again!!

Dakota Clark

17:06 17 Jul 19

Ric is great at what he does! Honest and genuine guy. Helped me out alot and answered all my questions in a timely manner. Highly recommend

Michelle W

00:42 11 Jul 19

Ric is awesome. He answered all my emails and questions very quickly, even on weekends. He got us a great mortgage rate and is very knowledgeable and helpful. Highly recommend his services!

Jasmin Doobay

21:13 10 Jul 19

Friendly, helpful, knowledgeable! I would happily recommend Ric to anyone looking for a mortgage. He took away any stresses!!!

Kimberly Ashton

19:58 03 Jun 19

A few months ago we were introduced to Ric to look at our first mortgage. Ric is 100% professional, down to earth, patient and kind. Ric took each step of the process with us, if we had questions Ric was always available to answer them. Ric is truely remarkable. Thank you Ric for making our first home possible. We are forever greatful!

Isabella Allen

13:04 03 Jun 19

As a first time homebuyer who felt quite overwhelmed by all the paperwork and steps involved, I felt reassured each step of the way because of Ric. He was very accommodating to my schedule, and it was great to be able to do a Skype like meeting and be able to sign most of the papers online due to my busy schedule. 11/10 recommend Ric to family & friends

Karmen Shum

03:47 03 Apr 19

Ric was very easy to work with. It was great being able to communicate online rather than in an office to help accomodate my schedule. He was thorough and very knowledgeable about mortgages. He made sure we understood what we could afford and answered any questions we had. He found us a great rate with everything we specifically wanted. What more could you ask for?

Claire Fikowski

15:39 11 Mar 19

My husband and I used Ric recently in the purchase of our first home. With a rather complicated Income situation Ric was so helpful. He is so knowledgable in the field and was there to answer our questions at any time of day. Ric really made the daunting process easy and fun and with a quick turn around we could not be happier with our decision to work with him! We will definitely use Ric again in the future.

Barri Harris

03:32 04 Mar 19

Ric was referred to us by another "satisfied customer", and I am so grateful she did. My husband and I are self employed so we usually have painful dealings with any financial institutions. Ric helped us to finance an investment property and when the deal went wrong in the 11th hour (the bank's underwriters changed their policies), he found us a better deal within a few days! Ric and his team are a pleasure to work with, and we would highly recommend them.

Taylor Loader

00:01 07 Feb 19

Ric and his team were great to deal with while acquiring our mortgage. Very knowledgeable and professional. Highly recommend!

binny w

21:39 04 Jan 19

I have known Ric Lazare on a business and personal basis for approximately 20 years. I have used Ric for life insurance and travel insurance for years and most recently used him for arranging mortgage financing on two homes. We found Ric extremely knowledgeable and very helpful. It was a pleasure dealing with Ric through the entire process.... I will definitely use Ric again and would recommend his services to anyone looking for mortgage financing needs. Bruce W.

Paul Sharpy

22:34 24 Aug 18

Ric is your guy, he has your best interest in mind. He explains things in a compressed simple way to understand while at the same time pointing out the key details you need to know. I valued that the most and I deem that his best trait. He has good working relationships with lawyers and other advisors that make your potential firm deadline a reality. Character guy, works hard, strongly recommend him.

Crystal Hills Organics

20:55 22 Jun 18

I had a very short closing date for a property that I wanted and Ric Lazare & his team were truly amazing to work with. There is no way everything would have been finalized through my bank for such a rush job. I am so grateful that I was referred to Ric by a friend. I highly recommend them to anyone who is in the market for getting a new mortgage. They were all very professional, friendly & quick.

Debbie Walper

20:50 18 Jun 18

Thanks Ric for all your expertise in helping my daughter and I find a mortgage that was suitable to both of us. You were very patient but when time came to finalize you were quick and efficient. We could not be happier. You explained in detail that we understood and even recommended a legal service to finish everything off. I would recommend anyone looking for mortgage help to use your services.

Shawna Grassmick

20:24 18 Jun 18

I just recently closed on my first home purchase and I could not have been happier with how helpful Ric was. Not only was he patient as this process took a YEAR to go through, but he was super helpful with a newbie like me. When it finally came down to crunch time he was efficient and quick with the whole process and had everything laid out and easy for me. FANTASTIC service!!

Rosa Johnson

20:03 25 May 18

I highly recommend working with Ric. He made the purchase of my first property so easy. He set up everything so nicely and helped take all of the stress out of buying a place! He even went as far as setting up appointments for me to help get my taxes done!! You couldn't have done a better job. Thank you so much for all of your help Ric!!

Delia Homer

01:19 13 Apr 18

The purchasing regulations in British Columbia are changing and becoming more complex. Ric took the time to explain the process; offered an organized, step-by-step approach, which made the securing a mortgage clear and manageable. As a result, Ric was able to quickly to secure a lender at a highly competitive rate. He was quick to respond to any questions or concerns and his level of service was beyond reproach. Ric displayed a high level of professional integrity throughout the process and there was no doubt in my mind that he always acting in my best interest. I highly recommend Ric's services and will do so to any family and friends looking to secure an mortgage in the future!

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