Pre-approvals and First Time Buyers

Pre-approvals and First Time Buyers

Important information for Kelowna mortgage pre-approvals and first time buyers

Before you start the Kelowna house hunting process, there’s one essential step to save you time and make it a lot smoother. Get pre-approved for a mortgage now. Don’t wait until you find your dream home to start the process or you could lose out.

In the last couple of years, Kelowna has been a hot seller’s market. Pre-approved mortgages help you and your realtor stay competitive, getting offers in and accepted quicker by the seller. The approval process takes time and managing your time wisely can make all the difference when it comes to landing your dream home.

Whether you’re a first time Kelowna home buyer, new to Canada, employed or self-employed, there are crucial, often confusing, factors to consider when shopping for a mortgage.

Did “life happen” and you have credit issues? Let’s deal with those issues and get you on the right track.

An experienced Kelowna mortgage broker has an in- depth understanding about the various mortgage products on the market specifically tailored to each type of homebuyer.

I’m your guy!

With access to multiple lenders, I negotiate and structure deals for every type of Kelowna homebuyer.

Pre-approved mortgages not only focus your housing search within a certain budget but will also outline expected monthly payments. Another significant benefit is being locked into a low rate in case of increases or changes to mortgage rules.

Applying for mortgage pre-approval is free and does not commit you to any financial agreements.

Submit your application online today.

Next Steps

Apply Now Apply Now          Call to Discuss Call to Discuss